Vermögenskultur AG

Overview

Vermögenskultur AG describes itself as an independent wealth-management firm that works with private clients, foundations and institutional investors. Its offering includes individualized portfolio management, foundation services and family-office support.¹

History

The firm states that it was founded in 2010 and has since developed into an established wealth-management business.²

Leadership

Stephan Simon and Marco Markgraf serve as managing directors and members of the Vorstand.³

Services

Vermögenskultur offers individualized wealth management through classic portfolios built mainly with individual securities and fund-based portfolios using exchange-traded funds. Each mandate has a stated minimum investment of €250,000.⁴⁵

For foundations, the firm drafts and reviews investment guidelines, supports projects from foundation concept through formation, coordinates tax reporting and manages investments. Foundation asset management includes reserve management, investment-strategy implementation, liquidity planning, earnings forecasts, monitoring and reporting materials for governing-body meetings. The stated minimum investment is €1,000,000.⁶⁷

Its family-office service is presented as support for preserving family wealth across generations while giving asset owners more time and flexibility.⁸

What the firm offers

• Investment management
• Tax planning
• Philanthropy

Client focus

The firm serves private clients, foundations and institutional investors, with its family-office perspective intended to consider clients’ overall assets.¹

Approach

Vermögenskultur identifies multi-asset management as a core competency. It describes its approach as balancing opportunities and risks through flexible, risk-conscious portfolio management.⁹

The firm reports receiving five-star ratings from Capital and the Institut für Vermögensaufbau for the eighth consecutive time, including full marks in balanced mandates.¹⁰

Assets and minimums

The firm publishes minimum investments of €250,000 for both its classic and fund-based wealth-management mandates, and €1,000,000 for foundation asset management.⁵⁷

FAQs

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Sources

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.