Terra Cotta Private Wealth Inc.

Overview

Terra Cotta Private Wealth Inc. is part of The Terra Cotta Financial Group, a multi-family office serving principals, business owners, entrepreneurs, professionals, affluent individuals, family trusts, and estates.¹

History

The Terra Cotta Financial Group was founded by Bruce Moffatt, John Hayes, and Sab Ravalli to provide independent wealth management and coordinated financial solutions.²

Leadership

Bruce Moffatt is Managing Partner of Terra Cotta Investment Counsel. As a co-founder, he is responsible for corporate strategy, products, policy, and portfolio management.³

John Hayes is Managing Partner of Terra Cotta Private Wealth. He leads financial planning, estate planning, insurance, tax strategies, and capital sourcing.⁴

Sab Ravalli is Capital Partner of Terra Cotta Strategic Capital, where he leads capital sourcing and due diligence for private capital transactions.⁵

Services

Terra Cotta Private Wealth provides financial planning, insurance, tax planning, and estate planning. The private wealth team works with clients’ lawyers, trustees, accountants, and other professional advisers to implement coordinated plans.⁶

Related Terra Cotta Financial Group entities provide additional services. Terra Cotta Investment Counsel provides portfolio management and exempt market dealer services through its OSC-registered subsidiary, Terra Cotta Investment Counsel Inc. Its investment offering includes private and public investments, alternative investments, limited partnerships, and independently curated portfolios managed by registered portfolio managers.⁷

Terra Cotta Strategic Capital focuses on private equity, private debt, proprietary capital management, business succession, liquidity events, and working-capital financing for businesses.⁸

What the firm offers

• Investment management
• Financial planning
• Tax planning
• Estate planning
• Trust and fiduciary
• Risk and insurance
• Business owner services
• Private and alternative investments

Client Focus

The group works with principals, business owners, entrepreneurs, professionals, affluent individuals, family trusts, and estates. Its services are designed to coordinate personal wealth planning, investment management, estate considerations, and business capital needs.¹

Approach

The firm describes its approach as independent and customized, with direct oversight, clear communication, capital preservation, asset protection, and access to alternative investments beyond traditional bank and broker offerings.²

FAQs

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Sources

1. https://www.terracottawealth.ca/
2. https://www.terracottawealth.ca/private-wealth/
3. https://www.terracottawealth.ca/who-we-are/
4. https://www.terracottawealth.ca/bruce-moffatt-bio/
5. https://www.terracottawealth.ca/john-hayes-bio/
6. https://www.terracottawealth.ca/sab-ravalli-bio/
7. https://www.terracottawealth.ca/investment-counsel/
8. https://www.terracottawealth.ca/strategic-capital/
9. https://www.osc.ca/sites/default/files/2025-08/reg_registrants_20250816.pdf

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.