Schultz Financial Group Inc.

Overview

Schultz Financial Group Incorporated (CRD 108724; SEC 801-18297) provides wealth-management and non-discretionary investment-management services.⁶ Its principal office is in Reno, Nevada, and it reports no additional investment-advisory offices.³⁴ The firm describes its offerings as personalized to client goals and circumstances.¹⁸

History

The firm is a California corporation formed on November 12, 1982.² Its SEC registration has been approved since January 27, 1983.¹

Timeline

1. 1982The firm is a California corporation formed on November 12, 1982.
2. 1983Its SEC registration has been approved since January 27, 1983.

Leadership

Russell Schultz is President, Shareholder, Chief Executive Officer, and Chief Investment Officer.¹³ Jennifer Specter is Shareholder, Chief Operations Officer, and Chief Compliance Officer.¹⁴ Vicki Schultz is a trustee-owner and Shareholder-Wealth Manager.⁵¹⁵ Alyssa Dalbey, CPWA®, CFP®, is Shareholder-Wealth Manager.¹⁶ Nicole Schultz Ninteau, PhD, MPH, is Physical Capital Resource Manager.¹⁷

Services

The firm’s wealth-management planning focuses on risk management, cash-flow management, tax planning, trust and estate planning, charitable-giving strategies, and business consulting.⁹ It may provide families with net worth above $20 million real-estate advisory, philanthropic planning, multi-advisor coordination, legacy planning, and wealth-transfer services.¹⁰ Its advice can be customized around Four Capitals: Financial Matters, Physical Well-Being, Intellectual Engagement, and Psychological Space.⁸ The firm states that it does not manage client assets on a discretionary basis.¹¹

What the firm offers

• Tax planning
• Estate planning
• Philanthropy
• Risk and insurance

Client focus

The firm typically serves individuals, high-net-worth individuals, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations.⁷ Its family services for households with net worth above $20 million include real-estate advisory, philanthropic planning, multi-advisor coordination, legacy planning, and wealth-transfer services.¹⁰

Investment philosophy and approach

The firm says it personalizes wealth-management, investment-management, and family-office offerings to each client’s goals and circumstances.¹⁸ It says its Four Capitals framework includes financial matters, physical well-being, intellectual engagement, and psychological space.⁸

Assets and minimums

Schultz Financial Group Incorporated reported $196,338,384 in non-discretionary assets under management as of December 31, 2024.¹²

FAQs

Related resources

• LocationMultifamily offices in Nevada

  This Nevada-focused page helps wealthy families and business owners compare firms serving the region. Reviewing listed services can clarify how tax planning, estate planning, philanthropy, and insurance support may differ across providers for individuals, trusts, estates, and companies.

• Network siteEstatePlanner.com

  EstatePlanner.com offers plain-language guides on wills, trusts, and related estate matters. A reader can use these materials to prepare questions about tax planning, charitable giving, family wealth transfers, and arrangements involving business interests or trusts.

• Network siteFamilyOffices.com

  FamilyOffices.com provides resources and a community centered on single family offices and wealthy families. Its material can help readers think through family governance, philanthropy, advisor coordination, and the types of support that may matter when managing trusts, estates, or closely held businesses.

• GuideMultifamily office fees

  This fee guide explains common ways multifamily offices may charge for advice and related services. It gives prospective clients a basis for asking about costs tied to tax planning, estate planning, insurance work, and philanthropic support, without assuming that every firm uses the same structure.

• Similar firmsKingsbridge Wealth Management, Inc.
  Belpointe Asset Management
  SoHo Capital

  Profiles of Kingsbridge Wealth Management, Inc., Belpointe Asset Management, and SoHo Capital provide comparison points on this site. Reviewing their stated services, client types, and locations can help a wealthy family or business owner frame questions for a Reno-based firm.

Sources

1. SEC Investment Adviser Public Disclosure, firm summary, (as of 2026-10-23)
2. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
3. SEC Form ADV, (as of 2025-03-26)
4. SEC Form ADV, (as of 2025-03-26)
5. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
6. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
7. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
8. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
9. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
10. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
11. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
12. Schultz Financial Group, Form ADV Part 2A brochure, (as of 2025-03-26)
13. Schultz Financial Group, Form ADV Part 2A brochure and team page, (as of 2025-03-26)
14. Schultz Financial Group, Form ADV Part 2A brochure and team page, (as of 2025-03-26)
15. Schultz Financial Group, Form ADV Part 2A brochure and team page, (as of 2025-03-26)
16. Schultz Financial Group team and About SFG pages, (as of 2026-10-23)
17. Schultz Financial Group team and approach pages, (as of 2026-10-23)
18. Schultz Financial Group approach and wealth-management pages, (as of 2026-10-23)

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.