Mandala Wealth Management, LLC

Overview

MANDALA WEALTH MANAGEMENT, LLC is an independent, fee-only registered investment advisor.¹² The firm is wholly owned and operated by Jay Liao.² Mandala provides services virtually.² Form ADV lists CRD number 282151.¹

History

Jay Liao previously worked as a financial advisor and portfolio manager at Morgan Stanley.² At Morgan Stanley, he managed assets for individuals, corporate executives, high-net-worth individuals, families, and trusts.² Before Morgan Stanley, Liao served on the investment team of a private, ultra-high-net-worth family office.² That family office managed more than $1 billion across hedge funds, private equity, real estate, and venture capital.² Liao founded Portfolio Monkey, a financial-technology website.²

Leadership

Jay Liao owns and operates Mandala.² He is a CFA Charterholder and holds an MBA from the University of California, Berkeley.²

Services

The firm sponsors the Mandala Wrap Fee Program.¹ Its contact form lists individual, joint, trust, traditional/rollover IRA, Roth IRA, and individual 401(k) account interests.⁴ Listed investment objectives include inflation protection, stable income, steady growth, and aggressive growth.⁴ Mandala also publishes the Mandala Wealth Wheel, described as a first-principles financial-planning tool.⁵

What the firm offers

• Investment management

Client focus

The firm’s listed account interests and objectives indicate services for individuals, joint account holders, trusts, and retirement-account investors seeking inflation protection, income, or growth.⁴

Investment philosophy and approach

Mandala says its approach combines thematic investing, market psychology, and macro risk analysis.³ It identifies long-term structural themes such as artificial intelligence, demographic shifts, de-globalization, sovereign debt, and monetary policy.³ The firm monitors investor positioning, sentiment surveys, social media, and volatility indices as part of sentiment analysis.³ Its macro overlay evaluates interest rates, inflation, employment, monetary policy, and geopolitical events.³ Mandala says each portfolio is tailored to the client’s goals, return objectives, risk tolerance, time horizon, and liquidity needs.³ It says portfolio allocations are dynamically adjusted as market conditions and client circumstances change.³

FAQs

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Sources

1. Form ADV , accessed/as of 2026-01-28.
2. Mandala Wealth Management About , accessed/as of 2026-10-19.
3. Mandala Investment Approach , accessed/as of 2026-10-19.
4. Mandala Contact , accessed/as of 2026-10-19.
5. Mandala Wealth Wheel , accessed/as of 2026-04-23.

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.