Gardens Wealth Management

Overview

Gardens Wealth Management focuses on income planning for families approaching or in retirement, with an emphasis on rising-dividend stocks and income strategies. The firm also considers estate-planning strategy part of a balanced portfolio. Its organization includes in-house portfolio managers and a broad advisory and client-operations team serving clients across multiple U.S. locations.

History

Michael J. Cowan founded Gardens Wealth Management in 2009. He serves as CEO, Founder, and Senior PIM Portfolio Manager.

Leadership

- Michael J. Cowan, CEO, Founder, and Senior PIM Portfolio Manager - Russell Mahan, President and Managing Partner - Luis Cowan, Branch Administrator - Curtiss Otten, Vice President of Advisor Relations - Andrea Alvarez Schandelmayer, Director of Business Operations - Julie Wilbus, Vice President of Client Operations

Services

The team provides income planning for families approaching or in retirement, including strategies involving rising-dividend stocks and other income approaches. Gardens Wealth Management also incorporates estate-planning strategy into its view of a balanced portfolio and provides portfolio management through its in-house investment professionals.

What the firm offers

• Investment management
• Retirement planning

Client Focus

Gardens Wealth Management works with families seeking retirement income planning, portfolio management, and estate-planning strategy. The firm manages accounts on an individual, one-to-one basis, with attention tailored to each client relationship.

Approach

The firm says its advice is independent and receives no financial support from product companies. Its approach combines market insight, comprehensive strategies, and personal attention, with an emphasis on clear communication and transparency.

Assets and Recognition

Gardens Wealth Management reports managing more than $7 billion in assets as of July 1, 2026. Its website highlights its 2025 Forbes Best-in-State Wealth Management Teams recognition and states that the award was based on SHOOK Research’s published methodology.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC, Member SIPC. IAPD lists Wells Fargo Advisors under CRD 11025 and SEC number 801-57434.

FAQs

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  These profiles offer comparison points for a reader reviewing Gardens Wealth Management alongside Atlantic Wealth Partners, LLC, Brice Financial Services, Inc., and Correll Capital. Looking across the firms can help clarify questions about services, client types, geography, communication, and the structure of an advisory relationship.

Sources

1. Gardens Wealth Management
2. Gardens Wealth Management About
3. SEC Investment Adviser Public Disclosure: Wells Fargo Advisors

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.