Confluence Capital Advisors, LLC

Overview

Confluence Capital Advisors describes its work as a multi-family-office service combining investment advice with coordinated financial planning for business exits, divorce, inheritances, liquidity events, retirement, and unexpected windfalls.

The firm says its fiduciary obligation requires putting client interests ahead of its own. Its work is guided by honesty, integrity, and objective decision-making, with a focus on listening, calm judgment, and client life satisfaction.

History

Confluence Capital Advisors was established in March 2016 and began managing client assets on July 5, 2016. About Confluence

Leadership

Brett Cicinelli is the founder and president of Confluence Capital Advisors. He holds CFA®, CFP®, CDFA®, MAFF®, and CBEC® designations and teaches a postgraduate course on alternative investing strategies.

Cicinelli is listed as an approved California investment adviser representative through firm ID 283467. SEC/IAPD representative qualification report

Services

The firm’s core multi-family-office services include household budgeting and bill paying, investments, family governance, multigeneration education, tax and estate planning, business planning, risk management, and philanthropy.

Business exit planning covers exit-readiness and timeline planning, coordination with CPAs, attorneys, and brokers, and structuring proceeds for long-term security.

Divorce financial planning supports clients and lawyers through financial analysis, settlement, support, and asset-division analysis; budgeting and cash-flow modeling before and after divorce; settlement modeling; and presentation of financial evidence. The firm collaborates with clients, attorneys, and mediators.

Planning for sudden financial changes addresses inheritances, liquidity events, retirement, and unexpected windfalls through initial planning, retirement-income planning, and tax-aware liquidity strategies.

Confluence Capital Advisors distinguishes its investment advisory services from divorce financial planning and related consulting provided by affiliated Confluence Divorce Solutions under separate agreements and fees.

What the firm offers

• Investment management
• Financial planning
• Tax planning
• Estate planning
• Trust and fiduciary
• Philanthropy
• Family governance and education
• Administration and bill pay
• Risk and insurance
• Business owner services
• Private and alternative investments
• Retirement planning

Client Focus

Confluence serves families and individuals in Greater Los Angeles and across the United States who seek coordinated investment, planning, governance, and financial-transition support.

Approach

The firm says it uses an educational and partnership approach. It reports teaching experience covering real estate, private equity, and hedge funds. About Confluence

Assets and Minimums

Confluence reports that it has no established minimum required account size. The firm states that client liquid securities are held with Charles Schwab Corporation and that it can work with a client’s custodian of choice. About Confluence

FAQs

Related resources

• LocationMultifamily offices in California

  This directory helps California families compare multi-family office options by location and service mix. It can help a Greater Los Angeles family or business owner place Confluence Capital Advisors, LLC within the wider state market while considering investment management, planning, fiduciary support, and administration needs.

• Network siteEstatePlanner.com

  EstatePlanner.com offers practical guides on wills, trusts, estate taxes, and related decisions. A family considering Confluence Capital Advisors, LLC can use these materials to prepare questions about estate planning, trust services, philanthropy, and family governance before meeting an adviser in California or elsewhere in the United States.

• GuideMFO vs SFO vs virtual family office

  This comparison explains how multi-family offices, single-family offices, and virtual family offices differ in structure, staffing, and service delivery. Business owners and families considering Confluence Capital Advisors, LLC can use it to think through whether their needs include coordinated investing, tax and estate planning, bill pay, education, or business exit support.

• GuideData privacy and security with an MFO

  This page outlines privacy and security questions families may ask when working with a multi-family office. Readers in Greater Los Angeles or elsewhere can use it to discuss information handling, access controls, vendor oversight, and communication practices alongside Confluence Capital Advisors, LLC's administration, fiduciary, investment, and family support services.

• Similar firmsAndina Capital Management, LLC
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  Profiles for Andina Capital Management, LLC, Arrowroot Family Office, and Centura Wealth Advisory provide additional points of reference on this site. A prospective client can review how other listed firms describe their locations, client types, and services, then use those observations to frame questions for Confluence Capital Advisors, LLC.

Sources

1. Confluence Capital Advisors homepage
2. Confluence Capital Advisors About page
3. SEC/IAPD representative qualification report

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.