Commerce Family Office

Overview

Commerce Family Office operates within Commerce Trust, which is a division of Commerce Bank. Commerce Bank identifies itself as a Member FDIC institution.² Commerce Family Office was created to simplify clients’ complex financial lives.¹ The firm describes potential clients as families whose wealth extends beyond a single generation, families seeking a strategic long term approach to wealth management, and clients whose wealth management demands have become overwhelming or exceed what other advisers offer.¹

Commerce Trust states that it has provided investment management, financial planning, trust, and private banking services for more than a century.² It reports administering more than $83 billion in total client assets as of September 30, 2026.²

History

Commerce Trust states that its history spans more than a century of investment management, financial planning, trust, and private banking services.² Commerce Family Office was created as a division of Commerce Trust to address complex financial lives and broader family wealth needs.¹

Leadership

John Handy is President & Chief Executive Officer.² Arthur Clyne is President of Markets.² Cathleen Arshadi is Senior Vice President, Director of Financial Management.² Amy Stiglic is Executive Vice President, Market Executive, Kansas City.² David Hagee is Chief Investment Officer.² Paul Zietlow is Chief Operating Officer.²

Scott Mosley is Senior Vice President, Family Office Private Client Advisor. He has more than 35 years of trust industry experience, and his responsibilities include trust administration, financial advisory services, private banking, and investment management oversight.³ Kelly Jernigan is Senior Vice President, Director, Family Wealth Strategy. She develops investment solutions for family office clients and oversees the investment policy committee.⁴

Services

Family advisors provide strategic guidance and subject matter knowledge. They are assigned to a limited number of families and receive support from specialists in specific practice areas.¹ Services vary according to each family’s situation and may include financial advice, guidance, and professional administration.¹ Family advisors coordinate with clients’ other advisers and bring in specialists when needed.¹ Commerce Family Office also provides account summaries through an online system.¹

Family wealth stewardship services include defining long term goals and creating a family mission statement.¹ Family governance services include establishing governance processes and facilitating regular family meetings.¹ Wealth education covers financial responsibility and values driven wealth management for younger generations.¹ Philanthropy support includes defining and implementing family philanthropic interests.¹

Strategic risk management includes reviews of market and regulatory changes, tax planning and compliance, insurance assessment, family business succession planning, and estate plan review.¹ Investment consulting uses strategic asset allocation, diversification, and ongoing reviews as core elements of the investment approach.¹ Investment services include investment policy development, asset allocation guidelines, customized portfolios, manager selection and evaluation, and monitoring of third party advisers.¹ The firm prepares consolidated performance reporting and develops strategies for legacy investments held by a family.¹

Personal financial administration may include cash flow management, income tax projections, oversight of real estate and personal property, bill payments, and customized financial position reports.¹ Specialized services include wealth education, foundation advisory services, family business consulting, and elder care and special needs services.¹

Foundation advisory services include mission and goals development, investment management, trustee services, custody, and administration.¹ Family business consulting addresses buy, build, or sell decisions and long term strategic planning.¹

What the firm offers

• Investment management
• Financial planning
• Tax planning
• Estate planning
• Trust and fiduciary
• Philanthropy
• Family governance and education
• Administration and bill pay
• Risk and insurance
• Business owner services
• Private and alternative investments

Client focus

Commerce Family Office identifies families with wealth extending beyond a single generation as potential clients.¹ It also identifies families seeking a strategic, long term approach to wealth management and clients whose demands have become overwhelming or exceed what other advisers offer.¹

Investment philosophy and approach

Commerce Trust says its client philosophy emphasizes collaboration among specialists and individualized planning.² The firm states that its work is not mass provided or model based and that plans are built around client needs.² Commerce Family Office describes strategic asset allocation, diversification, ongoing reviews, investment policy development, customized portfolios, manager evaluation, and third party adviser monitoring as elements of its investment work.¹

Assets

Commerce Trust reports administering more than $83 billion in total client assets as of September 30, 2026.²

FAQs

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Sources

1. Commerce Family Office, “Family Office Services,” accessed October 23, 2026
2. Commerce Trust, “About Us,” accessed October 23, 2026
3. Commerce Trust, “Scott Mosley,” accessed October 23, 2026
4. Commerce Trust, “Kelly Jernigan,” accessed October 23, 2026

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.