BCO LYON S.A.

Overview

BCO Swiss Family Office SA is an independent multi client family office based in Breganzona, in Lugano, Switzerland.¹² FINMA lists the entity among portfolio managers and trustees licensed and supervised by a supervisory organisation, with AOOS, Schweizerische Aktiengesellschaft für Aufsicht, as its supervisory organisation.¹ BCO says it works with families and businesses and supports wealth transfer across generations.²

History

The firm describes its history as evolving since 1968.³ In 1989, a Lugano banker and entrepreneur acquired Banco Lyon S.A. in Costa Rica and developed the Swiss presence through Bco Lyon S.A., headquartered in Lugano.⁴ The Costa Rican banking operations were sold to an international group in 1996, while Bco Lyon continued growing in Switzerland.⁴ Bco Lyon progressively focused on independent wealth advisory and services for private and entrepreneurial clients.⁴ The firm says this development took it from a single family office into a multi client family office platform.⁴ Bco Lyon SA was rebranded as BCO Swiss Family Office SA in 2016, with a new corporate identity and logo.⁴ Since 2016, the group says it has provided integrated wealth management, estate and succession planning, tax advisory, and real estate advisory through offices in Lugano and Bellinzona.⁴

Timeline

1. 1968The firm describes its history as evolving since 1968.
2. 1989In 1989, a Lugano banker and entrepreneur acquired Banco Lyon S.A.
3. 1996The Costa Rican banking operations were sold to an international group in 1996, while Bco Lyon continued growing in Switzerland.
4. 2016Bco Lyon SA was rebranded as BCO Swiss Family Office SA in 2016, with a new corporate identity and logo.

Leadership

Andrea Sacha Togni is Partner and CEO.⁵ The firm says he has managed the group since 2012 and has worked with BCO since 2009.⁵ Francesco Mascaro is Relationship Manager.⁵ Stefano Conti is Senior Relationship Manager.⁵ Giovanni Bernasconi is Senior Relationship Manager and retired partner.⁵ Tomonari Kimura, CFA, is Investment Advisor and Portfolio Manager.⁵ Davide Carri is Investment Advisor and Portfolio Management.⁵ Sandra Tronconi is Compliance Officer.⁵

Services

BCO offers financial planning, investment strategy, investment management, and consulting.² The firm emphasizes asset preservation and growth through risk management and investment diversification.² Its services include portfolio supervision and administration, risk monitoring, wealth growth management, and a digital platform for real time investment analytics accessible from any device.²

The family office model includes global financial, legal, corporate, strategic, and management consulting delivered through group companies and external professionals.⁶ Listed services include planning and succession, business consulting, asset management, administrative, accounting and tax services, legal advice, insurance advice, and concierge services.⁶ Generational strategy work includes company financial and fiscal strategy, acquisitions and mergers, transfers of real estate assets, transforming a family business into a business family, and establishing legal structures.⁶ Estate planning includes consolidated monitoring of liquid and illiquid assets, continuous risk management and supervision, wealth management, and selecting and managing custodian bank and other counterparty relationships.⁶

What the firm offers

• Investment management
• Financial planning
• Tax planning
• Estate planning
• Trust and fiduciary
• Administration and bill pay
• Risk and insurance
• Private and alternative investments

Client focus

BCO identifies families and businesses as its target relationships.² The firm says its work supports wealth transfer across generations.² Its history describes services for private and entrepreneurial clients.⁴

Investment philosophy and approach

The firm says it seeks asset preservation and growth through risk management and investment diversification.² BCO states that clients retain account ownership at a partner custodian bank, while BCO receives limited authority to manage financial assets and withdraw its fees.² It says investments are held at leading Swiss banks or international platforms according to individual client needs.²

FAQs

Related resources

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• Network siteFamilyOffices.com

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Sources

1. FINMA, list of licensed portfolio managers and trustees, accessed 2026-10-23
2. BCO Swiss Family Office SA website, accessed 2026-10-23
3. BCO group history overview, accessed 2026-10-23
4. BCO history page, accessed 2026-10-23
5. BCO team page, accessed 2026-10-23
6. BCO family office services page, accessed 2026-10-23

Claim or correct this profile

This profile is a factual summary written in our own words from public sources. It is for information only. It is not an endorsement, rating, ranking or recommendation, and it is not investment advice. MultiFamilyOffices.com is not affiliated with the SEC or with this firm unless stated. Form ADV figures are self-reported by the firm.